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The seductive visions of wealth can make you overlook that you never even entered this lottery.
This scam will usually come in the form of a conventional email message.
It is a desperate cry for help in getting a very large sum of money out of the country.
A common variation is a woman in Africa who claimed that her husband had died and that she wanted to leave millions of dollars of his estate to a good church.
This is known as the Nigerian scam, and also as the "4-1-9" (which refers to the section of Nigerian Criminal Code that deals with fraud) and the "Advance Fee Scam."In every variation, the scammer is promising obscenely large payments for small unskilled tasks.
This scam, like most scams, is too good to be true, yet people still fall for this money transfer con game.
It's more lucrative to apply the fee to your credit balance and potentially collect interest on it! As for incredible pre-approved loans for half-a-million dollar homes: Use your common sense.
These people do not know you or your credit situation, yet they are willing to offer massive credit limits? Sadly, far too many victims are pressured by financial problems and are susceptible to this con.
The best way to avoid falling prey to a scam is to know what they look like.You will never see any of the promised money because there isn’t any.This scam is not even new; its variant dates back to 1920s when it was known as "The Spanish Prisoner" con.Avoid this scam by ignoring it and deleting the email.If you are thinking about applying for a “pre-approved” loan or a credit card that charges an upfront fee, ask yourself: “Why would a bank do that?