Consolidating grad school loans

Variable Rates: Starting variable rates range from 2.93% to 11.57% APR (with autopay), and will never exceed 13.95% (sometimes lower in certain states as required by law).

Certain restrictions, limitations; and terms and conditions may apply. Rates are effective as of 07/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. All loans are subject to individual approval and adherence to underwriting guidelines.Learn more about So Fi’s Unemployment Protection here #what is sofis unemployment protection program. Interest begins accruing on the first disbursement date, but some repayment options do not require full principal or interest payments until the end of the deferment period. Important Information About Federal Repayment Options. So Fi Private Student Loans do not have the same repayment options that federal loan programs offer, such as Income-Based Repayment or Income-Contingent Repayment, or PAYE or REPAYE.Any unpaid interest that has accrued and remains unpaid at the end of the deferment period will be added to the principal balance at the end of the deferment period. In addition, federal student loans offer deferment and forbearance options that are not available for So Fi Lending Corp. Find out more about federal repayment options Disclaimer: The interest rate ranges represent the lowest interest rate offered on the Discover Undergraduate Loan and highest interest rates offered on Discover student loans, including Undergraduate, Graduate, Health Professions, Law and MBA Loans.Interest will continue to accrue and will be added to your principal balance at the end of each forbearance period, to the extent permitted by applicable law.Benefits are offered in up to three month increments, and capped at 12 months, in aggregate, over the life of the loan.

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